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Author: Aaron McCracken

5 Steps in creating a personal budget that works

One of the most important foundations for Financial Success is getting control over your finances to pay down debt faster, and/or accelerate your savings capacity. The first and most vital step towards this is creating a personal budget. A budget allows you to gain visibility with money in (income) and money out (expenses) and make conscious choices about what you do with your money to achieve outcomes that are important to you. Making a personal budget should not be intimidating and must be kept simple. It can be a spreadsheet, where you can monitor your expected income, expenses, and...

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